Paycheck calendar
See paydays and bills together
- Every payday, bill and planned expense
- Colour-coded by priority and paid status
- Month, week and agenda views
- Works offlineNo account or sign-in
- Records stay on your deviceNothing is uploaded
- Any modern browserChrome, Edge, Safari or Firefox
- Backup and restoreMove to a new device any time
Payday & Bill Planner
Plan every paycheck: bills, budgets, savings and cash flow — one offline app.
- Dashboard
- Paycheck calendar
- Paycheck allocation
- Bill planner
- Biweekly budget
- 7 more tools
$24.99One-time purchase
No subscription. Pay once and keep it.
Checkout by Paddle. Tax is added where it applies, and you download straight after paying.
- 1.7 MB zip
- PDF guide
- Sample data
Made for Individuals, couples, and households paid weekly, biweekly, twice a month, or monthly
What Payday & Bill Planner does
Paycheck allocation
Give every paycheck a plan
- Assign each bill to a paycheck
- See what’s left after bills and savings
- Auto-assign bills by due date
Bill planner
Stay ahead of every due date
- Due dates, autopay and priorities
- Mark bills paid in one click
- Filter by category, priority or status
Biweekly budget
Your next four paychecks, side by side
- Bills, spending, savings and debt per check
- What’s left from each paycheck
- Combined totals across all four
Monthly budget
Budget limits vs real spending
- Set a monthly limit per category
- Spending tracked from your transactions
- Spot categories close to the limit
Cash flow forecast
Know where your balance is heading
- Forecast from 30 days to 12 months
- Paychecks, bills and planned spending included
- Every upcoming money event listed
12 tools in one planner
For anyone paid weekly, every two weeks, twice a month or monthly.
- DashboardNext payday and safe to spend
- Paycheck calendarPaydays and bills by date
- Paycheck allocationAssign bills to paychecks
- Bill plannerDue dates, autopay, priority
- Biweekly budgetFour paychecks side by side
- Monthly budgetLimits vs actual spending
- Variable expensesGroceries, fuel, dining
- Savings goalsA contribution per paycheck
- Debt plannerBalances and payoff plan
- SubscriptionsEvery recurring charge
- Cash flow forecast30 days to 12 months
- ReportsCharts and PDF export
At your desk or on your phone
Works in any modern browser, even offline. Your financial data never leaves your device.
- Windows, Mac, iPad, Android
- No internet needed
- Download & unzipGet the file instantly right after checkout and unzip it anywhere: desktop, USB drive or cloud folder.
- Open index.htmlDouble-click to open in Chrome, Edge, Safari or Firefox. It works without internet from then on.
- Make it yoursExplore with sample data, or run the setup wizard with your own paydays and bills. Back up with one click.
Before you buy
What it needs, and what it does not do.
Payday & Bill Planner is an offline app from ColadoSystems that runs in your web browser from a folder on your own device. It costs $24.99 once, with no subscription and no account, and includes 12 tools, sample data to explore and a PDF guide. Your records stay on your device and are never uploaded.
- Runs in
- A current version of Chrome, Edge, Safari or Firefox, on a computer, tablet or phone.
- Internet
- Only to download it. After that it works with the Wi-Fi off.
- Your records
- Saved in the browser on this device. They are not encrypted and do not sync between devices, so anyone who can use the device can open them.
- Backups
- Save a backup file from the app whenever you like. Restore it to recover or to move to another device.
- Users
- Made for one person on one device. It is not a shared, multi-user system.
- Download
- A zip file under 3 MB with the app and its PDF guide.
- License
- For your own business or household. Not for resale. Read the license
Questions
Something else? Email us and we'll answer before you buy.
How does paycheck budgeting differ from standard monthly budgeting?
A monthly budget tells you what you can spend in a month, but not whether this Friday's paycheck covers the bills due before the next one. Paycheck budgeting links each bill to a specific payday, so you can spot a short paycheck ahead of time.
What if my pay is irregular or changes every paycheck?
Open "Paychecks" and edit any paycheck to enter the actual amount, or click "Add paycheck" for a one-time deposit. All totals update to match.
Is my personal financial data private?
Private from us, yes: everything is saved by your browser on this device. The app never connects to your bank and uploads nothing. It is not encrypted, so anyone who can use this device can open it. Clearing your browsing data erases it, so export backups regularly.
Why are there already bills and paychecks in the app?
It opens with a sample household so you can see how everything works. Run the "Setup wizard" to add your own pay schedule, then edit or delete the sample paychecks, bills and goals you do not need.
How is the sidebar organised?
Nine pages sit at the top level — Dashboard, Paychecks, Bills, Budget, Transactions, Savings goals, Cash flow forecast, Reports and Settings — grouped under Paydays & bills, Money, and Reports & settings. The rest are folded under the page they belong to: Paycheck calendar, Paycheck allocation and Income sources under Paychecks; Subscriptions and Debt planner under Bills; Biweekly budget and Variable expenses under Budget. Click the chevron beside a page to reveal its list, or click the page itself to open it and reveal the list at the same time. Whichever group holds the page you are on opens automatically.
Can I print a paycheck plan or the bill list?
Yes. Open the page and use your browser's Print command (Ctrl+P or Cmd+P), or the printer icon in the top bar. The sidebar, top bar and buttons are left off, and printouts always come out black on white even if you are using dark mode.
Can several people use it at the same time?
No. It is made for one person on one device, and records do not sync between devices. To move to another device, save a backup and restore it there.
Not quite right?
Sorting out your money? These systems are close cousins. Here is who each one is for.
Personal Finance Manager
The whole picture: accounts, budgets, bills, subscriptions and goals.
Payday & Bill Planner
Paid every week or two? Plan each paycheck against the bills it has to cover.
Debt Payoff Planner
Paying debt down: snowball or avalanche, with a month-by-month payoff date.
Need more than one?
The home & money bundle has every system in this category for one price.
Home & money bundle
Budgets, meals, cleaning and home projects, organized.
$89.99for 7 systems, $174.93 if bought one by one
You save $84
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